Equipment FinanceAcademy
New Businesses Welcome

Startup Equipment Financing

Launching or growing a new business? Finance the equipment you need without draining your capital. We work with startups, first-time owners, and businesses with limited operating history.

Check My Options (No Credit Impact)

Quick answer

Yes, startups can get equipment financing. Because the equipment serves as collateral, many programs approve businesses under two years old, and some work with brand-new businesses, especially when the owner has decent personal credit or provides a down payment.

  • Businesses under 2 years old considered
  • First-time owners welcome
  • $0 down available for qualified owners
  • Approvals in as fast as 4 hours

Why Startups Finance Their Equipment

Keep your capital working while you get the tools your business needs.

Preserve Your Startup Capital

Financing equipment instead of buying outright keeps cash in the business for payroll, inventory, and growth, with $0 down available for qualified owners.

Built for Limited History

Programs exist for businesses under two years old and first-time owners. The equipment acts as collateral, so limited time in business is not an automatic no.

Fast, Simple Approvals

Application-only financing up to $350,000 needs minimal paperwork, and approvals can come in as fast as 4 hours so you can launch sooner.

How Startup Financing Works

A simple path from application to working equipment.

1Pre-qualify online with no impact to your credit score
2Share basic business and equipment details
3Get a decision, often the same day
4Finance new or used equipment and put it to work

Get Your Startup the Equipment It Needs

Pre-qualifying takes minutes with no impact to your credit score. See what your new business qualifies for today.

Get Pre-Qualified Now

Startup Equipment Financing FAQs

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