Farm & Agriculture Equipment Financing
From a single tractor to a full fleet of harvest equipment — Equipment Finance Academy helps agriculture businesses finance new and used equipment fast, with rates from 6.99% and approvals in as fast as 4 hours.
Get Pre-Qualified NowQuick answer
Yes, farms and agricultural operations can finance new and used equipment from $30,000 to $5 million with Equipment Finance Academy. Because the equipment serves as collateral, approvals come in as fast as 4 hours with rates from 6.99% for qualified borrowers, and seasonal payment structures can align with harvest and crop cycles.
- Tractors, combines & implements financed
- Seasonal payment options
- Rates from 6.99% APR
- New & used equipment
Why Agriculture Businesses Finance Equipment
Farming income arrives in seasonal waves, but equipment needs don't wait for harvest. Financing lets you put a tractor, combine, or irrigation system to work now and structure payments around the cash-flow reality of your crop or livestock cycle.
We finance new and used agricultural equipment from dealers, auctions, and private-party sellers for row-crop farms, ranches, dairies, and specialty operations. With seasonal and annual payment options, our terms are built for agriculture's unique rhythm.
Agriculture Equipment We Finance
New or used, from dealers, auctions, or private-party sellers — these are the agriculture equipment types we finance most.
Tractors & loaders
Finance new or used tractors & loaders with terms up to 84 months and $0 down for qualified borrowers.
Combines & harvesters
Finance new or used combines & harvesters with terms up to 84 months and $0 down for qualified borrowers.
Planters & seeders
Finance new or used planters & seeders with terms up to 84 months and $0 down for qualified borrowers.
Tillage & implements
Finance new or used tillage & implements with terms up to 84 months and $0 down for qualified borrowers.
Irrigation systems
Finance new or used irrigation systems with terms up to 84 months and $0 down for qualified borrowers.
Grain handling & storage
Finance new or used grain handling & storage with terms up to 84 months and $0 down for qualified borrowers.
Why Agriculture Businesses Choose Equipment Finance Academy
Seasonal Payment Options
Structure payments around harvest and crop cycles so financing fits how your farm actually earns.
New, Used & Auction Equipment
Finance from dealers, private parties, or farm auctions, whichever gets you the right machine at the right price.
Preserve Operating Capital
Keep cash for seed, feed, fuel, and labor while your equipment earns its keep across the season.
Estimate Your Agriculture Equipment Payment
Use our free equipment financing calculator to estimate your monthly payment, total cost, and Section 179 tax savings on your agriculture equipment.
Equipment Financing Calculator
Estimate your monthly payment, total cost, and Section 179 tax savings
No impact to your credit score
*Estimates only. Actual rate depends on creditworthiness, time in business, and equipment type. Rates as of July 31, 2026. Section 179 savings are an estimate — consult your tax advisor and verify current limits.
Ready to Finance Your Agriculture Equipment?
Get pre-qualified in minutes with no impact to your credit score, or estimate what your equipment is worth first.
Farm & Agriculture Equipment Financing FAQs
Explore more industries we finance or get a free equipment valuation.