Equipment FinanceAcademy

Equipment Financing Calculator

Estimate your monthly payments instantly. Get pre-qualified in minutes with no impact to your credit score.

Equipment Financing Calculator

Estimate your monthly payment, total cost, and Section 179 tax savings

Rates as of July 31, 2026
$10K$100,000$1M
$0$0Financing $100,000
9.99%9.99%11.99%
Estimated Monthly Payment
$2,124
per month for 60 months
Total of Payments
$127,440
Total Interest
$27,440
Est. Section 179 first-year tax savings
-$24,000
Get Pre-Qualified Now

No impact to your credit score

*Estimates only. Actual rate depends on creditworthiness, time in business, and equipment type. Rates as of July 31, 2026. Section 179 savings are an estimate — consult your tax advisor and verify current limits.

What Affects Your Equipment Financing Rate?

Credit Score

Higher credit scores qualify for lower rates. We work with all credit profiles.

Time in Business

Established businesses may qualify for better terms. Startups welcome too.

Equipment Type

Different equipment categories have different residual values affecting rates.

Loan Amount

Finance from $30K to $5M. Application-only process up to $350K.

Loan Term

Choose terms from 24 to 60 months. Longer terms mean lower payments.

New vs. Used

Both NEW and USED equipment qualify. Dealer and private party purchases.

Ready to Get Your Exact Rate?

Get pre-qualified in minutes. No impact to your credit score. Approvals in as fast as 4 hours.

Get Pre-Qualified Now
APPLY FOR EQUIPMENT FINANCING