Equipment FinanceAcademy

Transportation Equipment Financing

From a single delivery vehicle to an entire commercial fleet — Equipment Finance Academy helps transportation businesses finance new and used equipment fast, with rates from 6.99% and approvals in as fast as 4 hours.

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Quick answer

Yes, transportation and logistics companies can finance new and used vehicles and fleet equipment from $30,000 to $5 million with Equipment Finance Academy. Because the equipment serves as collateral, approvals come in as fast as 4 hours with rates from 6.99% for qualified borrowers, so you can grow your fleet without tying up working capital.

  • Trucks, vans & trailers financed
  • Single vehicle to full fleet
  • Rates from 6.99% APR
  • Approvals in as fast as 4 hours

Why Transportation Businesses Finance Equipment

In transportation and logistics, capacity is revenue. Every added vehicle or trailer lets you move more freight and serve more customers. Financing lets you expand your fleet on demand instead of waiting for cash to free up between contracts.

We finance commercial vehicles, trailers, and fleet equipment, new or used, from dealers and private-party sellers for carriers, delivery services, and logistics operators. Our terms are built for the variable, contract-driven cash flow of the transportation industry.

Transportation Equipment We Finance

New or used, from dealers, auctions, or private-party sellers — these are the transportation equipment types we finance most.

Box trucks & straight trucks

Finance new or used box trucks & straight trucks with terms up to 84 months and $0 down for qualified borrowers.

Cargo & sprinter vans

Finance new or used cargo & sprinter vans with terms up to 84 months and $0 down for qualified borrowers.

Dry van & reefer trailers

Finance new or used dry van & reefer trailers with terms up to 84 months and $0 down for qualified borrowers.

Flatbed & specialty trailers

Finance new or used flatbed & specialty trailers with terms up to 84 months and $0 down for qualified borrowers.

Yard trucks & material handling

Finance new or used yard trucks & material handling with terms up to 84 months and $0 down for qualified borrowers.

Fleet telematics & upfits

Finance new or used fleet telematics & upfits with terms up to 84 months and $0 down for qualified borrowers.

Why Transportation Businesses Choose Equipment Finance Academy

Scale Fleet With Demand

Add vehicles and trailers as contracts grow, without draining the cash you need to operate.

New or Used Vehicles

Finance from a dealer or private-party seller, new or used, with terms up to 84 months.

Fast Approvals

Approvals in as fast as 4 hours let you add capacity the moment a new route or contract lands.

Estimate Your Transportation Equipment Payment

Use our free equipment financing calculator to estimate your monthly payment, total cost, and Section 179 tax savings on your transportation equipment.

Equipment Financing Calculator

Estimate your monthly payment, total cost, and Section 179 tax savings

Rates as of July 31, 2026
$10K$100,000$1M
$0$0Financing $100,000
9.99%9.99%11.99%
Estimated Monthly Payment
$2,124
per month for 60 months
Total of Payments
$127,440
Total Interest
$27,440
Est. Section 179 first-year tax savings
-$24,000
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No impact to your credit score

*Estimates only. Actual rate depends on creditworthiness, time in business, and equipment type. Rates as of July 31, 2026. Section 179 savings are an estimate — consult your tax advisor and verify current limits.

Ready to Finance Your Transportation Equipment?

Get pre-qualified in minutes with no impact to your credit score, or estimate what your equipment is worth first.

Transportation Equipment Financing FAQs

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