Equipment FinanceAcademy

Equipment Financing in Gilbert, AZ

From the Heritage District kitchens to the trade contractors building Gilbert's newest neighborhoods — we help Gilbert businesses finance new and used equipment fast. Serving Heritage District, Agritopia, Val Vista Lakes, Power Ranch and the surrounding area, with rates from 6.99% and approvals in as fast as 4 hours.

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Quick answer

Yes, Gilbert, Arizona businesses can finance new and used equipment from $30,000 to $5 million with Equipment Finance Academy. Because the equipment serves as collateral, approvals come in as fast as 4 hours with rates from 6.99% for qualified borrowers.

  • Serving Gilbert and Heritage District & Agritopia
  • New & used equipment financed
  • Rates from 6.99% APR
  • Approvals in as fast as 4 hours

Serving Gilbert's Business Community

Gilbert went from an agricultural town to one of the fastest-growing municipalities in the country, and its business base reflects that: a dense population of trade contractors, landscapers, and service companies working nonstop on new rooftops. Its Heritage District restaurant scene and expanding clinic corridor add steady demand for kitchen and medical equipment.

Whether you operate in Heritage District, Agritopia, Val Vista Lakes, Power Ranch, or a nearby community, Equipment Finance Academy provides fast approvals and competitive rates tailored to Gilbert's industries. We finance both new and used equipment from $30,000 to $5 million, from dealers, auctions, or private-party sellers.

Key Gilbert Industries We Serve

  • Specialty contracting
  • Landscaping & irrigation
  • Healthcare clinics
  • Restaurants & food service
  • Residential construction

Areas We Serve Around Gilbert

  • Heritage District
  • Agritopia
  • Val Vista Lakes
  • Power Ranch
  • Higley

Equipment We Finance in Gilbert

These are the equipment types Gilbertbusinesses finance with us most often, tied to the area's leading industries.

Skid steers & compact track loaders

Finance new or used skid steers & compact track loaders for your Gilbert business with flexible terms up to 84 months and $0 down for qualified borrowers.

Landscaping & irrigation equipment

Finance new or used landscaping & irrigation equipment for your Gilbert business with flexible terms up to 84 months and $0 down for qualified borrowers.

Service trucks & trailers

Finance new or used service trucks & trailers for your Gilbert business with flexible terms up to 84 months and $0 down for qualified borrowers.

Commercial kitchen equipment

Finance new or used commercial kitchen equipment for your Gilbert business with flexible terms up to 84 months and $0 down for qualified borrowers.

HVAC & plumbing service equipment

Finance new or used hvac & plumbing service equipment for your Gilbert business with flexible terms up to 84 months and $0 down for qualified borrowers.

Ready to Finance Your Equipment in Gilbert?

Join Gilbert businesses that trust Equipment Finance Academy. Get pre-qualified fast with no impact to your credit score.

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Estimate Your Gilbert Equipment Payment

Use our free equipment financing calculator to estimate your monthly payment, total cost, and Section 179 tax savings before you apply.

Equipment Financing Calculator

Estimate your monthly payment, total cost, and Section 179 tax savings

Rates as of July 31, 2026
$10K$100,000$1M
$0$0Financing $100,000
9.99%9.99%11.99%
Estimated Monthly Payment
$2,124
per month for 60 months
Total of Payments
$127,440
Total Interest
$27,440
Est. Section 179 first-year tax savings
-$24,000
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No impact to your credit score

*Estimates only. Actual rate depends on creditworthiness, time in business, and equipment type. Rates as of July 31, 2026. Section 179 savings are an estimate — consult your tax advisor and verify current limits.

Get Pre-Qualified for Gilbert Equipment Financing

Tell us a little about your needs and we'll take you straight to our secure pre-qualification form. No obligation, no credit impact.

By submitting, you agree to be contacted about equipment financing options and to continue to our lending partner's secure pre-qualification form. No obligation and no impact to your credit score.

Equipment Financing FAQs for Gilbert, AZ

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