Equipment FinanceAcademy

Equipment Financing in Tempe, AZ

From the kitchens along Mill Avenue to the tech and brewing operations on Rio Salado — we help Tempe businesses finance new and used equipment fast. Serving Mill Avenue, Downtown Tempe, Tempe Town Lake, Rio Salado corridor and the surrounding area, with rates from 6.99% and approvals in as fast as 4 hours.

Get Pre-Qualified Now

Quick answer

Yes, Tempe, Arizona businesses can finance new and used equipment from $30,000 to $5 million with Equipment Finance Academy. Because the equipment serves as collateral, approvals come in as fast as 4 hours with rates from 6.99% for qualified borrowers.

  • Serving Tempe and Mill Avenue & Downtown Tempe
  • New & used equipment financed
  • Rates from 6.99% APR
  • Approvals in as fast as 4 hours

Serving Tempe's Business Community

Tempe packs one of Arizona's densest restaurant, bar, and nightlife markets into the Mill Avenue and Town Lake districts, all fed by Arizona State University's 70,000-plus students. The Rio Salado corridor layers on a fast-growing technology and light-manufacturing base, giving the city an unusually varied equipment mix.

Whether you operate in Mill Avenue, Downtown Tempe, Tempe Town Lake, Rio Salado corridor, or a nearby community, Equipment Finance Academy provides fast approvals and competitive rates tailored to Tempe's industries. We finance both new and used equipment from $30,000 to $5 million, from dealers, auctions, or private-party sellers.

Key Tempe Industries We Serve

  • Restaurants & bars
  • Technology & startups
  • Higher education services
  • Light manufacturing
  • Fitness & wellness

Areas We Serve Around Tempe

  • Mill Avenue
  • Downtown Tempe
  • Tempe Town Lake
  • Rio Salado corridor
  • South Tempe

Equipment We Finance in Tempe

These are the equipment types Tempebusinesses finance with us most often, tied to the area's leading industries.

Commercial kitchen & bar equipment

Finance new or used commercial kitchen & bar equipment for your Tempe business with flexible terms up to 84 months and $0 down for qualified borrowers.

Walk-in coolers & refrigeration

Finance new or used walk-in coolers & refrigeration for your Tempe business with flexible terms up to 84 months and $0 down for qualified borrowers.

Brewing & beverage equipment

Finance new or used brewing & beverage equipment for your Tempe business with flexible terms up to 84 months and $0 down for qualified borrowers.

Fitness & gym equipment

Finance new or used fitness & gym equipment for your Tempe business with flexible terms up to 84 months and $0 down for qualified borrowers.

Light manufacturing & packaging equipment

Finance new or used light manufacturing & packaging equipment for your Tempe business with flexible terms up to 84 months and $0 down for qualified borrowers.

Ready to Finance Your Equipment in Tempe?

Join Tempe businesses that trust Equipment Finance Academy. Get pre-qualified fast with no impact to your credit score.

Get Pre-Qualified Now

Estimate Your Tempe Equipment Payment

Use our free equipment financing calculator to estimate your monthly payment, total cost, and Section 179 tax savings before you apply.

Equipment Financing Calculator

Estimate your monthly payment, total cost, and Section 179 tax savings

Rates as of July 31, 2026
$10K$100,000$1M
$0$0Financing $100,000
9.99%9.99%11.99%
Estimated Monthly Payment
$2,124
per month for 60 months
Total of Payments
$127,440
Total Interest
$27,440
Est. Section 179 first-year tax savings
-$24,000
Get Pre-Qualified Now

No impact to your credit score

*Estimates only. Actual rate depends on creditworthiness, time in business, and equipment type. Rates as of July 31, 2026. Section 179 savings are an estimate — consult your tax advisor and verify current limits.

Get Pre-Qualified for Tempe Equipment Financing

Tell us a little about your needs and we'll take you straight to our secure pre-qualification form. No obligation, no credit impact.

By submitting, you agree to be contacted about equipment financing options and to continue to our lending partner's secure pre-qualification form. No obligation and no impact to your credit score.

Equipment Financing FAQs for Tempe, AZ

APPLY FOR EQUIPMENT FINANCING